Payment Scheme

Normal Payment Scheme (NPS)

Also known as Progressive Payment Scheme, allows you to service your loan via monthly instalments progressively stage by stage as the property is being built.  Do check the Progressive Payment Scheme by Click the above link.

StagePayment Under a Standard Payment Scheme (% of Purchase Price)
Upon the grant of Option to Purchase5% (Booking Fee)
Upon signing of the Sale & Purchase Agreement or within 8 weeks from the Option date20% less Booking Fee
Completion of foundation work10%
Completion of reinforced concrete framework of unit10%
Completion of partition walls of unit5%
Completion of roofing/ceiling of unit5%
Completion of door sub-frames/ door frames, window frames, electrical wiring, internal plastering and plumbing of unit5%
Completion of car park, roads and drains serving the housing project5%
Notice of Vacant Possession (TOP)25%
On Completion date15%

Deferred Payment Scheme (DPS)

Also known as Deferred Payment Scheme, allows you to put 20% downpayment only. The remaining 65% is deferred until receiving a Notice  of Temporary Occupation Permit (TOP).  However, there will be a price difference for Deferred Payment Scheme.  Do Check the payment scheme calculator by clicking the link above.

StagePayment Under a Standard Payment Scheme (% of Purchase Price)
Upon the grant of Option to Purchase5% (Booking Fee)
Upon signing of the Sale & Purchase Agreement or within 8 weeks from the Option date20% less Booking Fee
Completion of foundation work$0
Completion of reinforced concrete framework of unit$0
Completion of partition walls of unit$0
Completion of roofing/ceiling of unit$0
Completion of door sub-frames/ door frames, window frames, electrical wiring, internal plastering and plumbing of unit$0
Completion of car park, roads and drains serving the housing project$0
Notice of Vacant Possession (TOP)65%
On Completion date15%

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